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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,290 | $165,399+14.4% | $149,745+26.4% | $158,982+19.1% |
| Participation rate | 92.9% | 84.6%+8.3pp | 82.5%+10.4pp | 82.0%+10.9pp |
| Annual return | 8.90% | 348.34%-339.4pp | 276.72%-267.8pp | 302.99%-294.1pp |
| Employer contribution / active EE | $3,468 | $5,105-32.1% | $4,646-25.3% | $4,763-27.2% |
| Participant deferral / active EE | $10,111 | $7,183+40.8% | $6,843+47.8% | $5,983+69.0% |
| Admin fee / account holder | $41,947 | $10,811+288.0% | $9,312+350.5% | $11,252+272.8% |