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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,863 | $148,629+111.2% | $135,982+130.8% | $139,487+125.0% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 16.21% | 79.33%-63.1pp | 68.32%-52.1pp | 373.84%-357.6pp |
| Employer contribution / active EE | $4,003 | $5,247-23.7% | $4,859-17.6% | $4,755-15.8% |
| Participant deferral / active EE | $9,051 | $8,102+11.7% | $7,760+16.6% | $6,713+34.8% |
| Admin fee / account holder | $4,999 | $12,406-59.7% | $10,767-53.6% | $11,407-56.2% |