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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,817 | $162,812-62.0% | $133,971-53.9% | $158,966-61.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 12.39% | 41.94%-29.6pp | 45.09%-32.7pp | 302.95%-290.6pp |
| Employer contribution / active EE | $1,818 | $4,976-63.5% | $3,919-53.6% | $4,762-61.8% |
| Participant deferral / active EE | $2,052 | $5,910-65.3% | $5,047-59.3% | $5,983-65.7% |
| Admin fee / account holder | $6,215 | $11,741-47.1% | $8,929-30.4% | $11,250-44.8% |