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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,243 | $152,592-65.8% | $125,180-58.3% | $152,885-65.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.12% | 54.84%-31.7pp | 43.79%-20.7pp | 345.39%-322.3pp |
| Employer contribution / active EE | $1,377 | $4,947-72.2% | $3,866-64.4% | $4,763-71.1% |
| Participant deferral / active EE | $5,771 | $5,868-1.7% | $4,937+16.9% | $5,851-1.4% |
| Admin fee / account holder | $1,396 | $13,435-89.6% | $9,703-85.6% | $11,598-88.0% |