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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,253 | $131,835-44.4% | $108,582-32.5% | $273,972-73.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 9.74% | -91.57%+101.3pp | -51.70%+61.4pp | 41.46%-31.7pp |
| Employer contribution / active EE | $9,381 | $4,913+91.0% | $3,758+149.6% | $4,869+92.7% |
| Participant deferral / active EE | $5,537 | $5,127+8.0% | $4,311+28.4% | $5,287+4.7% |
| Admin fee / account holder | $545 | $10,253-94.7% | $7,645-92.9% | $10,133-94.6% |