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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,115 | $162,821-20.7% | $133,978-3.6% | $158,982-18.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 12.49% | 41.95%-29.5pp | 45.10%-32.6pp | 302.99%-290.5pp |
| Employer contribution / active EE | $12,553 | $4,976+152.3% | $3,919+220.3% | $4,763+163.6% |
| Participant deferral / active EE | $7,682 | $5,910+30.0% | $5,047+52.2% | $5,983+28.4% |
| Admin fee / account holder | $1,011 | $11,742-91.4% | $8,930-88.7% | $11,252-91.0% |