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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,057 | $39,028-43.5% | $80,741-72.7% | $85,856-74.3% |
| Participation rate | 30.3% | 41.6%-11.3pp | 54.2%-23.9pp | 69.3%-39.0pp |
| Annual return | 14.33% | 26.31%-12.0pp | 87.30%-73.0pp | 318.58%-304.3pp |
| Employer contribution / active EE | $699 | $722-3.2% | $1,160-39.7% | $2,565-72.7% |
| Participant deferral / active EE | $2,196 | $1,326+65.6% | $2,145+2.3% | $3,952-44.4% |
| Admin fee / account holder | $512 | $2,429-78.9% | $3,380-84.9% | $6,261-91.8% |