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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,784 | $34,316-54.0% | $74,722-78.9% | $72,975-78.4% |
| Participation rate | 65.1% | 42.4%+22.7pp | 54.5%+10.7pp | 69.5%-4.4pp |
| Annual return | 22.74% | 26.58%-3.8pp | 753.11%-730.4pp | 81.01%-58.3pp |
| Employer contribution / active EE | $953 | $692+37.8% | $1,084-12.1% | $2,440-60.9% |
| Participant deferral / active EE | $1,901 | $1,272+49.5% | $1,963-3.2% | $3,608-47.3% |
| Admin fee / account holder | $828 | $2,125-61.0% | $3,335-75.2% | $5,124-83.8% |