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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,116 | $157,304+52.6% | $141,197+70.1% | $152,909+57.0% |
| Participation rate | 84.6% | 84.8%-0.2pp | 82.5%+2.1pp | 82.5%+2.2pp |
| Annual return | 19.84% | 64.34%-44.5pp | 71.41%-51.6pp | 345.46%-325.6pp |
| Employer contribution / active EE | $747 | $5,263-85.8% | $4,736-84.2% | $4,764-84.3% |
| Participant deferral / active EE | $6,680 | $7,111-6.1% | $6,710-0.5% | $5,851+14.2% |
| Admin fee / account holder | $2,355 | $12,126-80.6% | $10,265-77.1% | $11,601-79.7% |