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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,697 | $150,447+12.1% | $136,298+23.8% | $147,586+14.3% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 13.65% | 1049.15%-1035.5pp | 5156.27%-5142.6pp | 578.59%-564.9pp |
| Employer contribution / active EE | $893 | $5,256-83.0% | $4,696-81.0% | $4,876-81.7% |
| Participant deferral / active EE | $10,194 | $6,631+53.7% | $6,247+63.2% | $5,439+87.4% |
| Admin fee / account holder | $2,167 | $10,906-80.1% | $9,244-76.6% | $10,886-80.1% |