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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,219 | $135,956+34.8% | $123,894+47.9% | $273,972-33.1% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 8.98% | 56.63%-47.6pp | 47.52%-38.5pp | 41.46%-32.5pp |
| Employer contribution / active EE | $1,834 | $5,170-64.5% | $4,617-60.3% | $4,869-62.3% |
| Participant deferral / active EE | $11,597 | $6,343+82.8% | $5,984+93.8% | $5,287+119.3% |
| Admin fee / account holder | $1,219 | $9,817-87.6% | $8,357-85.4% | $10,133-88.0% |