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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,483 | $99,647-56.4% | $86,439-49.7% | $134,493-67.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.54% | 6784.13%-6800.7pp | 4395.55%-4412.1pp | 418.01%-434.6pp |
| Employer contribution / active EE | $6,041 | $4,401+37.3% | $3,769+60.3% | $4,740+27.4% |
| Participant deferral / active EE | $10,004 | $7,246+38.1% | $6,952+43.9% | $6,400+56.3% |
| Admin fee / account holder | $1,479 | $8,373-82.3% | $6,732-78.0% | $11,425-87.1% |