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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,891 | $124,187-72.7% | $108,410-68.7% | $167,497-79.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.37% | 1379.80%-1365.4pp | 905.34%-891.0pp | 478.62%-464.2pp |
| Employer contribution / active EE | $6,021 | $4,187+43.8% | $3,558+69.2% | $4,838+24.5% |
| Participant deferral / active EE | $9,844 | $6,908+42.5% | $6,562+50.0% | $6,341+55.2% |
| Admin fee / account holder | $428 | $9,456-95.5% | $7,296-94.1% | $12,310-96.5% |