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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,269 | $48,078-32.9% | $78,676-59.0% | $62,881-48.7% |
| Participation rate | 77.5% | 65.2%+12.3pp | 73.6%+3.9pp | 69.3%+8.2pp |
| Annual return | 12.90% | 31.36%-18.5pp | 62.19%-49.3pp | 20.14%-7.2pp |
| Employer contribution / active EE | $1,461 | $2,015-27.5% | $2,850-48.7% | $2,281-36.0% |
| Participant deferral / active EE | $5,637 | $2,587+117.9% | $3,517+60.3% | $3,203+76.0% |
| Admin fee / account holder | $2,491 | $3,206-22.3% | $4,510-44.8% | $4,296-42.0% |