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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,818 | $54,763+0.1% | $90,324-39.3% | $72,976-24.9% |
| Participation rate | 81.4% | 65.2%+16.2pp | 73.3%+8.1pp | 69.5%+11.9pp |
| Annual return | 20.86% | 30.63%-9.8pp | 78.15%-57.3pp | 81.02%-60.2pp |
| Employer contribution / active EE | $1,626 | $2,093-22.3% | $2,856-43.1% | $2,440-33.4% |
| Participant deferral / active EE | $6,389 | $2,887+121.3% | $3,885+64.4% | $3,608+77.1% |
| Admin fee / account holder | $7,706 | $3,973+93.9% | $5,356+43.9% | $5,124+50.4% |