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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,300 | $91,537+78.4% | $130,045+25.6% | $75,173+117.2% |
| Participation rate | 72.4% | 71.5%+1.0pp | 78.5%-6.1pp | 67.2%+5.2pp |
| Annual return | 27.32% | -631.55%+658.9pp | -137.30%+164.6pp | 160.72%-133.4pp |
| Employer contribution / active EE | $3,087 | $2,845+8.5% | $4,321-28.6% | $2,671+15.6% |
| Participant deferral / active EE | $6,962 | $4,343+60.3% | $5,820+19.6% | $4,126+68.7% |
| Admin fee / account holder | $7,962 | $6,780+17.4% | $10,600-24.9% | $5,651+40.9% |