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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,847 | $144,130-43.2% | $117,861-30.6% | $147,586-44.5% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 46.37% | 531.20%-484.8pp | 335.11%-288.7pp | 578.59%-532.2pp |
| Employer contribution / active EE | $2,339 | $4,897-52.2% | $3,786-38.2% | $4,876-52.0% |
| Participant deferral / active EE | $4,940 | $5,316-7.1% | $4,482+10.2% | $5,439-9.2% |
| Admin fee / account holder | $2,037 | $10,887-81.3% | $8,021-74.6% | $10,886-81.3% |