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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,177 | $175,259-48.0% | $149,723-39.1% | $139,487-34.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.00% | 166.82%-151.8pp | 134.50%-119.5pp | 373.84%-358.8pp |
| Employer contribution / active EE | $4,193 | $5,478-23.5% | $4,821-13.0% | $4,755-11.8% |
| Participant deferral / active EE | $8,109 | $6,522+24.3% | $5,682+42.7% | $6,713+20.8% |
| Admin fee / account holder | $3,013 | $16,158-81.4% | $13,215-77.2% | $11,407-73.6% |