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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,270 | $209,422-75.0% | $178,503-70.7% | $158,982-67.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.99% | 188.81%-173.8pp | 151.12%-136.1pp | 302.99%-288.0pp |
| Employer contribution / active EE | $2,485 | $5,707-56.5% | $5,011-50.4% | $4,763-47.8% |
| Participant deferral / active EE | $5,243 | $5,955-12.0% | $5,202+0.8% | $5,983-12.4% |
| Admin fee / account holder | $398 | $17,079-97.7% | $13,987-97.2% | $11,252-96.5% |