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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,889 | $148,623-14.0% | $135,974-5.9% | $139,466-8.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.00% | 79.30%-65.3pp | 68.30%-54.3pp | 373.66%-359.7pp |
| Employer contribution / active EE | $3,142 | $5,246-40.1% | $4,859-35.3% | $4,754-33.9% |
| Participant deferral / active EE | $16,072 | $8,103+98.4% | $7,760+107.1% | $6,712+139.5% |
| Admin fee / account holder | $1,316 | $12,406-89.4% | $10,767-87.8% | $11,409-88.5% |