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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,025 | $165,381-53.4% | $149,730-48.6% | $158,966-51.5% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 15.76% | 348.29%-332.5pp | 276.70%-260.9pp | 302.95%-287.2pp |
| Employer contribution / active EE | $2,438 | $5,104-52.2% | $4,645-47.5% | $4,762-48.8% |
| Participant deferral / active EE | $13,178 | $7,182+83.5% | $6,843+92.6% | $5,983+120.3% |
| Admin fee / account holder | $903 | $10,809-91.6% | $9,310-90.3% | $11,250-92.0% |