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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,998 | $157,296-51.0% | $141,191-45.5% | $152,897-49.6% |
| Participation rate | 33.3% | 84.8%-51.5pp | 82.5%-49.1pp | 82.5%-49.1pp |
| Annual return | 21.08% | 64.34%-43.3pp | 71.41%-50.3pp | 345.43%-324.4pp |
| Employer contribution / active EE | $1,832 | $5,262-65.2% | $4,736-61.3% | $4,764-61.5% |
| Participant deferral / active EE | $4,456 | $7,111-37.3% | $6,710-33.6% | $5,851-23.8% |
| Admin fee / account holder | $17,056 | $12,125+40.7% | $10,264+66.2% | $11,599+47.0% |