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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,160 | $85,766-22.9% | $136,298-51.5% | $70,126-5.7% |
| Participation rate | 44.8% | 74.2%-29.3pp | 81.9%-37.1pp | 69.5%-24.7pp |
| Annual return | 19.09% | 31.46%-12.4pp | 5156.27%-5137.2pp | 73.15%-54.1pp |
| Employer contribution / active EE | $2,439 | $2,966-17.8% | $4,696-48.1% | $2,343+4.1% |
| Participant deferral / active EE | $5,192 | $5,051+2.8% | $6,247-16.9% | $3,332+55.8% |
| Admin fee / account holder | $1,857 | $5,421-65.8% | $9,244-79.9% | $4,645-60.0% |