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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,427 | $138,076-49.0% | $123,553-43.0% | $135,380-48.0% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -4.96% | 153.70%-158.7pp | 119.21%-124.2pp | 519.81%-524.8pp |
| Employer contribution / active EE | $1,186 | $5,152-77.0% | $4,628-74.4% | $4,779-75.2% |
| Participant deferral / active EE | $2,514 | $6,800-63.0% | $6,426-60.9% | $5,609-55.2% |
| Admin fee / account holder | $13,396 | $10,917+22.7% | $9,284+44.3% | $10,828+23.7% |