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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,212 | $77,816-41.9% | $123,552-63.4% | $64,173-29.5% |
| Participation rate | 26.9% | 74.7%-47.8pp | 82.3%-55.4pp | 69.6%-42.6pp |
| Annual return | 28.25% | 12.49%+15.8pp | 119.20%-91.0pp | 7.63%+20.6pp |
| Employer contribution / active EE | $571 | $3,014-81.0% | $4,628-87.7% | $2,381-76.0% |
| Participant deferral / active EE | $0 | $5,240-100.0% | $6,426-100.0% | $3,470-100.0% |
| Admin fee / account holder | $334 | $5,519-94.0% | $9,285-96.4% | $4,887-93.2% |