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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,670 | $150,447-77.6% | $136,298-75.3% | $147,586-77.2% |
| Participation rate | 54.5% | 84.4%-29.9pp | 81.9%-27.4pp | 82.8%-28.3pp |
| Annual return | 13.03% | 1049.15%-1036.1pp | 5156.27%-5143.2pp | 578.59%-565.6pp |
| Employer contribution / active EE | $1,603 | $5,256-69.5% | $4,696-65.9% | $4,876-67.1% |
| Participant deferral / active EE | $3,754 | $6,631-43.4% | $6,247-39.9% | $5,439-31.0% |
| Admin fee / account holder | $1,469 | $10,906-86.5% | $9,244-84.1% | $10,886-86.5% |