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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,567 | $154,228-63.3% | $145,433-61.1% | $137,256-58.8% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.7pp | 80.0%+12.9pp |
| Annual return | 18.50% | 74.59%-56.1pp | 66.58%-48.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $3,350 | $4,804-30.3% | $4,554-26.4% | $4,156-19.4% |
| Participant deferral / active EE | $8,941 | $8,216+8.8% | $7,897+13.2% | $6,407+39.5% |
| Admin fee / account holder | $1,666 | $14,344-88.4% | $13,129-87.3% | $12,270-86.4% |