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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,689 | $100,203-40.4% | $85,240-30.0% | $145,897-59.1% |
| Participation rate | 89.5% | 74.1%+15.4pp | 67.5%+21.9pp | 80.3%+9.2pp |
| Annual return | 10.48% | 84.28%-73.8pp | 66.75%-56.3pp | 552.29%-541.8pp |
| Employer contribution / active EE | $1,837 | $3,242-43.3% | $2,735-32.8% | $4,663-60.6% |
| Participant deferral / active EE | $8,943 | $5,299+68.8% | $4,527+97.5% | $6,689+33.7% |
| Admin fee / account holder | $2,057 | $7,265-71.7% | $6,165-66.6% | $13,390-84.6% |