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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,689 | $99,921-40.3% | $85,009-29.8% | $145,959-59.1% |
| Participation rate | 89.5% | 74.1%+15.4pp | 67.5%+22.0pp | 80.3%+9.2pp |
| Annual return | 10.48% | 83.89%-73.4pp | 66.47%-56.0pp | 561.95%-551.5pp |
| Employer contribution / active EE | $1,837 | $3,233-43.2% | $2,728-32.7% | $4,661-60.6% |
| Participant deferral / active EE | $8,943 | $5,293+69.0% | $4,522+97.8% | $6,689+33.7% |
| Admin fee / account holder | $2,057 | $7,252-71.6% | $6,153-66.6% | $13,398-84.6% |