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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,753 | $180,749-88.0% | $160,784-86.5% | $137,256-84.2% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.0%+14.0pp | 80.0%+10.9pp |
| Annual return | 18.23% | 2234.46%-2216.2pp | 1803.92%-1785.7pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,162 | $4,155-48.0% | $3,733-42.1% | $4,156-48.0% |
| Participant deferral / active EE | $2,475 | $6,844-63.8% | $6,293-60.7% | $6,407-61.4% |
| Admin fee / account holder | $2,544 | $10,397-75.5% | $9,717-73.8% | $12,270-79.3% |