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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,753 | $208,088-89.5% | $186,193-88.3% | $154,746-85.9% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.1%+13.8pp | 80.7%+10.2pp |
| Annual return | 18.23% | 89.97%-71.7pp | 78.03%-59.8pp | 172.34%-154.1pp |
| Employer contribution / active EE | $2,162 | $4,340-50.2% | $3,918-44.8% | $4,379-50.6% |
| Participant deferral / active EE | $2,475 | $7,078-65.0% | $6,513-62.0% | $6,730-63.2% |
| Admin fee / account holder | $2,544 | $11,698-78.3% | $11,058-77.0% | $14,365-82.3% |