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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,989 | $160,040-51.9% | $147,096-47.7% | $145,877-47.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.42% | 98.49%-86.1pp | 419.75%-407.3pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,620 | $5,289-50.5% | $4,936-46.9% | $4,663-43.8% |
| Participant deferral / active EE | $6,319 | $8,429-25.0% | $8,071-21.7% | $6,691-5.5% |
| Admin fee / account holder | $24,228 | $15,050+61.0% | $13,005+86.3% | $13,402+80.8% |