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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,229 | $166,131-84.8% | $164,975-84.7% | $145,877-82.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 36.73% | 100.37%-63.6pp | 70.12%-33.4pp | 551.28%-514.6pp |
| Employer contribution / active EE | $3,327 | $5,276-36.9% | $4,343-23.4% | $4,663-28.7% |
| Participant deferral / active EE | $4,725 | $6,962-32.1% | $6,033-21.7% | $6,691-29.4% |
| Admin fee / account holder | $3,520 | $16,648-78.9% | $12,688-72.3% | $13,402-73.7% |