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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP4 years Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $48,916 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,015 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,831 | $93,598+132.7% | $135,974+60.2% | $75,173+189.8% |
| Participation rate | 96.2% | 75.2%+21.0pp | 81.9%+14.2pp | 67.2%+29.0pp |
| Annual return | 18.36% | 30.89%-12.5pp | 68.30%-49.9pp | 160.72%-142.4pp |
| Employer contribution / active EE | $6,674 | $3,538+88.6% | $4,859+37.4% | $2,671+149.9% |
| Participant deferral / active EE | $15,001 | $6,405+134.2% | $7,760+93.3% | $4,126+263.6% |
| Admin fee / account holder | $407 | $6,978-94.2% | $10,767-96.2% | $5,651-92.8% |