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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1 year Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $40,358 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$4,625 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,024 | $98,766+108.6% | $149,730+37.6% | $79,852+158.0% |
| Participation rate | 95.6% | 75.8%+19.8pp | 82.5%+13.1pp | 69.6%+25.9pp |
| Annual return | 17.78% | 27.43%-9.6pp | 276.70%-258.9pp | 31.72%-13.9pp |
| Employer contribution / active EE | $6,986 | $3,217+117.2% | $4,645+50.4% | $2,471+182.7% |
| Participant deferral / active EE | $15,754 | $5,681+177.3% | $6,843+130.2% | $3,740+321.2% |
| Admin fee / account holder | $316 | $6,052-94.8% | $9,310-96.6% | $5,306-94.0% |