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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,377 | $51,604-50.8% | $129,295-80.4% | $80,874-68.6% |
| Participation rate | 100.0% | 57.0%+43.0pp | 69.6%+30.4pp | 67.6%+32.4pp |
| Annual return | 12.94% | 20.76%-7.8pp | 9429.28%-9416.3pp | 35.62%-22.7pp |
| Employer contribution / active EE | $2,007 | $1,585+26.6% | $4,157-51.7% | $2,756-27.2% |
| Participant deferral / active EE | $4,102 | $2,670+53.6% | $4,169-1.6% | $4,297-4.5% |
| Admin fee / account holder | $324 | $4,310-92.5% | $7,665-95.8% | $6,935-95.3% |