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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,265 | $72,071-71.9% | $68,368-70.4% | $137,256-85.2% |
| Participation rate | 68.8% | 76.2%-7.5pp | 73.8%-5.0pp | 80.0%-11.2pp |
| Annual return | 19.16% | 353.14%-334.0pp | 292.57%-273.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $1,187 | $2,788-57.4% | $2,649-55.2% | $4,156-71.4% |
| Participant deferral / active EE | $2,195 | $4,410-50.2% | $4,123-46.8% | $6,407-65.7% |
| Admin fee / account holder | $725 | $5,336-86.4% | $5,150-85.9% | $12,270-94.1% |