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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,648 | $202,345-81.9% | $172,755-78.8% | $152,885-76.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 37.09% | 1029.77%-992.7pp | 802.94%-765.8pp | 345.39%-308.3pp |
| Employer contribution / active EE | $13,791 | $5,858+135.4% | $5,144+168.1% | $4,763+189.5% |
| Participant deferral / active EE | $5,958 | $5,948+0.2% | $5,198+14.6% | $5,851+1.8% |
| Admin fee / account holder | $1,268 | $17,111-92.6% | $13,955-90.9% | $11,598-89.1% |