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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,023 | $180,462-87.2% | $154,111-85.1% | $135,379-83.0% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | 1.94% | 888.17%-886.2pp | 735.18%-733.2pp | 519.79%-517.8pp |
| Employer contribution / active EE | $3,396 | $6,036-43.7% | $5,298-35.9% | $4,779-28.9% |
| Participant deferral / active EE | $5,285 | $5,806-9.0% | $5,081+4.0% | $5,609-5.8% |
| Admin fee / account holder | $655 | $16,145-95.9% | $13,411-95.1% | $10,828-93.9% |