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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,581 | $176,071-84.3% | $159,450-82.7% | $167,497-83.5% |
| Participation rate | 71.4% | 84.9%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 20.96% | 331.79%-310.8pp | 263.60%-242.6pp | 478.62%-457.7pp |
| Employer contribution / active EE | $2,118 | $5,298-60.0% | $4,830-56.2% | $4,838-56.2% |
| Participant deferral / active EE | $4,394 | $7,750-43.3% | $7,352-40.2% | $6,341-30.7% |
| Admin fee / account holder | $1,747 | $12,555-86.1% | $10,800-83.8% | $12,310-85.8% |