Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,206 | $157,270-89.7% | $141,173-88.5% | $152,870-89.4% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.4%-22.4pp |
| Annual return | 22.92% | 64.33%-41.4pp | 71.40%-48.5pp | 345.34%-322.4pp |
| Employer contribution / active EE | $2,215 | $5,261-57.9% | $4,735-53.2% | $4,763-53.5% |
| Participant deferral / active EE | $3,879 | $7,110-45.4% | $6,710-42.2% | $5,850-33.7% |
| Admin fee / account holder | $3,531 | $12,121-70.9% | $10,262-65.6% | $11,597-69.5% |