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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,864 | $102,393-63.0% | $147,041-74.2% | $80,911-53.2% |
| Participation rate | 65.4% | 75.9%-10.5pp | 82.2%-16.8pp | 67.6%-2.3pp |
| Annual return | 42.78% | 134.95%-92.2pp | 419.21%-376.4pp | 35.63%+7.1pp |
| Employer contribution / active EE | $2,859 | $3,715-23.0% | $4,935-42.1% | $2,756+3.7% |
| Participant deferral / active EE | $6,285 | $6,647-5.4% | $8,071-22.1% | $4,297+46.3% |
| Admin fee / account holder | $3,356 | $7,943-57.7% | $13,006-74.2% | $6,935-51.6% |