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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,729 | $148,582-85.4% | $135,942-84.0% | $139,456-84.4% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 19.90% | 79.26%-59.4pp | 68.28%-48.4pp | 373.45%-353.5pp |
| Employer contribution / active EE | $1,892 | $5,245-63.9% | $4,858-61.1% | $4,753-60.2% |
| Participant deferral / active EE | $3,855 | $8,101-52.4% | $7,759-50.3% | $6,711-42.6% |
| Admin fee / account holder | $1,138 | $12,402-90.8% | $10,764-89.4% | $11,407-90.0% |