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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,575 | $114,093-94.2% | $96,171-93.2% | $167,536-96.1% |
| Participation rate | 90.5% | 75.1%+15.4pp | 68.4%+22.0pp | 82.1%+8.4pp |
| Annual return | 14.00% | 190.00%-176.0pp | 192.04%-178.0pp | 478.82%-464.8pp |
| Employer contribution / active EE | $1,265 | $3,429-63.1% | $2,799-54.8% | $4,839-73.9% |
| Participant deferral / active EE | $1,501 | $5,197-71.1% | $4,350-65.5% | $6,342-76.3% |
| Admin fee / account holder | $1,154 | $6,899-83.3% | $5,538-79.2% | $12,315-90.6% |