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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,048 | $109,344-94.5% | $89,400-93.2% | $158,950-96.2% |
| Participation rate | 75.0% | 74.3%+0.7pp | 68.0%+7.0pp | 82.0%-7.0pp |
| Annual return | 20.96% | 345.73%-324.8pp | 245.64%-224.7pp | 302.91%-281.9pp |
| Employer contribution / active EE | $1,053 | $3,170-66.8% | $2,586-59.3% | $4,762-77.9% |
| Participant deferral / active EE | $1,367 | $4,599-70.3% | $3,890-64.9% | $5,983-77.1% |
| Admin fee / account holder | $575 | $6,154-90.7% | $4,882-88.2% | $11,248-94.9% |