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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,214 | $174,379-68.9% | $152,093-64.4% | $138,895-61.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.79% | 74.86%-61.1pp | 66.36%-52.6pp | 145.39%-131.6pp |
| Employer contribution / active EE | $2,495 | $4,652-46.4% | $4,175-40.2% | $4,194-40.5% |
| Participant deferral / active EE | $7,055 | $6,159+14.6% | $5,451+29.4% | $6,396+10.3% |
| Admin fee / account holder | $14,145 | $16,880-16.2% | $14,497-2.4% | $12,562+12.6% |