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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,862 | $77,908-56.5% | $149,696-77.4% | $75,173-55.0% |
| Participation rate | 25.0% | 65.6%-40.6pp | 78.8%-53.8pp | 67.2%-42.2pp |
| Annual return | 21.89% | 31.73%-9.8pp | 134.46%-112.6pp | 160.72%-138.8pp |
| Employer contribution / active EE | $641 | $3,138-79.6% | $4,821-86.7% | $2,671-76.0% |
| Participant deferral / active EE | $1,833 | $3,411-46.3% | $5,682-67.7% | $4,126-55.6% |
| Admin fee / account holder | $834 | $5,950-86.0% | $13,212-93.7% | $5,651-85.2% |