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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,873 | $180,466-71.8% | $154,114-67.0% | $135,382-62.4% |
| Participation rate | 92.3% | 87.4%+4.9pp | 83.0%+9.3pp | 82.6%+9.7pp |
| Annual return | -8.78% | 888.15%-896.9pp | 735.16%-743.9pp | 519.77%-528.6pp |
| Employer contribution / active EE | $2,917 | $6,035-51.7% | $5,298-44.9% | $4,779-39.0% |
| Participant deferral / active EE | $9,576 | $5,806+64.9% | $5,081+88.5% | $5,609+70.7% |
| Admin fee / account holder | $2,822 | $16,144-82.5% | $13,411-79.0% | $10,829-73.9% |