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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,051 | $198,462-77.8% | $170,439-74.2% | $147,585-70.2% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 18.90% | 257.30%-238.4pp | 205.94%-187.0pp | 578.58%-559.7pp |
| Employer contribution / active EE | $2,597 | $6,184-58.0% | $5,433-52.2% | $4,876-46.7% |
| Participant deferral / active EE | $8,093 | $5,629+43.8% | $4,939+63.9% | $5,439+48.8% |
| Admin fee / account holder | $332 | $16,852-98.0% | $13,881-97.6% | $10,886-97.0% |