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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,675 | $46,596+43.1% | $64,099+4.0% | $75,181-11.3% |
| Participation rate | 25.9% | 65.9%-40.0pp | 72.3%-46.4pp | 67.2%-41.3pp |
| Annual return | 31.72% | 26.04%+5.7pp | 33.70%-2.0pp | 160.69%-129.0pp |
| Employer contribution / active EE | $569 | $1,975-71.2% | $2,748-79.3% | $2,671-78.7% |
| Participant deferral / active EE | $3,816 | $2,837+34.5% | $3,881-1.7% | $4,126-7.5% |
| Admin fee / account holder | $631 | $2,954-78.6% | $3,070-79.5% | $5,650-88.8% |