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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,423 | $73,518-12.4% | $63,003+2.3% | $147,585-56.3% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.8%-34.8pp | 82.8%-42.8pp |
| Annual return | 19.11% | 175.46%-156.4pp | 87.59%-68.5pp | 578.57%-559.5pp |
| Employer contribution / active EE | $2,400 | $3,322-27.8% | $2,760-13.0% | $4,876-50.8% |
| Participant deferral / active EE | $4,800 | $4,183+14.7% | $3,329+44.2% | $5,439-11.7% |
| Admin fee / account holder | $715 | $5,952-88.0% | $3,600-80.2% | $10,885-93.4% |