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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,422 | $155,555-93.3% | $146,866-92.9% | $155,188-93.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.06% | 115.41%-96.4pp | 102.85%-83.8pp | 148.84%-129.8pp |
| Employer contribution / active EE | $3,022 | $4,647-35.0% | $4,425-31.7% | $4,248-28.9% |
| Participant deferral / active EE | $5,483 | $8,044-31.8% | $7,759-29.3% | $6,531-16.1% |
| Admin fee / account holder | $1,509 | $14,755-89.8% | $13,620-88.9% | $14,480-89.6% |